More than 1,500 houses insured in Jumla

Jumla, July 31: More than 1,500 disaster-prone houses have been insured in Sinja rural municipality of Jumla district under the disaster risk insurance programme.     

A two-member team mobilized by the rural municipality surveyed the houses across all six wards of the rural municipality and insured those houses.     

Purna Prasad Dhital, Chairperson of rural municipality, shared that 1,545 houses were insured as part of the programme approved by the Ministry for Internal Affairs and Law of the Karnali Province government for the current fiscal year.     

Chairperson Dhital shared that Sinja rural municipality was selected for the insurance scheme after it completed the process according to the prescribe criteria.     

It may be noted that a procedure related to implementation of house insurance programme was endorsed by the cabinet meeting of the Karnali province government on February 25 this year.     

The Ministry will cover the insurance premiums based on the risk assessments, with a maximum coverage of Rs 2.3 million per house.     

Once insured, the families affected by disasters such as earthquake, fire, flood, inundation and windstorms among others will receive compensation.     

The provincial government will cover insurance cost for one house per family. The provincial government has allocated Rs 47.5 million for house insurance in the current fiscal year, he said.     

So far, the Karnali Province government has provided disaster insurance for 16,000 disaster-prone houses with the total coverage of Rs 11.5 billion, according to the Ministry of Internal Affairs and Law.(RSS)